Biblical Attitude Toward Money
Dr. Marc A. Graham, Director
Biblical Counseling Center of Southeast Michigan

(This material was presented at a Couples Retreat with Evangel Baptist Church, Taylor, MI.)


Introduction:

A. The subject of money is a very important theme in the Scriptures. Why?

1. Because the love of money and the deception that happiness can be found through possessions is a fundamental instinct of our fallen flesh.

2. The nature of sin---the fundamental drives of the flesh: (1 John 2:16)

a. The lust of the flesh (desire for pleasure).
b. The lust of the eyes (desire for possessions).
c. The pride of life (desire for popularity).

B. Therefore, more verses of the Bible are devoted to the subject of money than to faith and prayer combined (2, 350 verses).

C. Jesus taught more on the subject of money/possessions than He did on the subjects of Heaven and Hell.

1. 15 percent of Christ's recorded words are devoted to the subject.

D. Noteworthy judgements of people by Jesus, based on how they used their money.

1. Jesus' judged the reality of Zaccheaus' salvation by his willingness to part with money (Luke 19:9).

2. The Rich Young Ruler, on the other hand, proved that he wasn't saved by his love of money and unwillingness to give to the poor (Matt. 19:16-30).

3. The poor widow who gave all that she had (the Widow's Mite) is regarded by Jesus as a wise woman (Mark 12:43-44).

4. On the other hand, we have the rich man who built bigger barns to store more wealth called a short-sighted fool by Jesus (Luke 12:20-21).

I. Asceticism: Is there something noble and righteous about poverty?

A. Money is not inherently evil.

1. Money is fundamentally a convenient instrument for trade.

B. Israel was commanded by God to celebrate feasts to recognize and rejoice in His material provision (Deut. 16:13-15).

C. Asceticism can be an attempt to win favor with God or man.

1. Jesus condemned the Pharisees for attempting to impress the people with their public self-denial of giving, prayer and fasting (Matt. 6:1-18).

D. The issue is not money or wealth, but the "love of money." (1 Tim. 6:6-10).

E. Ascetics often condemn others for choosing a different lifestyle.

F. Scripture says the ideal state is somewhere between poverty and riches. (Prov. 30:8-9).

G. Think about it---it would be disastrous if every believer dropped out of society and stopped making money.

II. Materialism: Are earthly possessions the key to real happiness?

A. Strict definition of materialism: "…a theory that physical matter is the only or fundamental reality and that all being and processes and phenomena can be explained as manifestations or results of matter." (Webster's New Collegiate Dictionary).

1. A secondary definition flowing from above: "A doctrine that the only or the highest value or objectives lie in material well-being and in the furtherance of material progress."

2. In short, a materialist is a practicing Evolutionist. He/she believers and or lives as though there is no eternity, no spiritual realm----this world is all there is to it. So eat, drink and be merry for tomorrow we die (go out of existence)!

B. Materialism began in the Garden of Eden when the first man and woman chose to follow their appetites rather than God. (Gen. 3:1-8).

C. Materialism results from a failure to realize that we were made for only one person (Jesus Christ) and for only one place (Heaven). Anything less than this cannot bring us true happiness. (1 Cor. 10:31; Col. 1:15-18).

D. The stupidity of materialism: "What doth it profit a man if he gain the whole world but lose his own soul, and what would a man give in exchange for his soul?" (Matt. 16:26).

E. The danger of materialism: "For where your treasure is, there will your heart be also." (Matt. 6:19-21).

1. It involves idolatry, which God hates.

2. It entices our hearts down a path that can never satisfy. (Jer. 2:11-13).

3. The law of diminishing returns: the more you feed an appetite the more it wants. You will never own enough to make you happy.

4. It causes our hearts to grow proud. (Ezk. 28:4-5). It leads to elitism.

5. It spawns independence and self-sufficiency.

6. It obsesses us with the temporary, which is passing away and blinds us to true riches. (Matt. 13:44).

7. It turns our hearts away from God. (Matt. 6:24).

F. A case study in true wealth: The Rich Man in Hell and the Beggar Lazarus. (Luke 16:19-31).

Am I a materialist?

1. Test: Are there material possessions that I believe I could not be happy without, were they to be taken away?

2. Test: Would I be willing to give up everything I have in order to follow Christ?